Cat insurance – benefits included in the policy

Our policy includes standard cover of up to £12,500 for vet’s fees. We only offer lifetime cover at Agria, so we will cover ongoing illnesses for the rest of your cat’s life. There are also optional benefits you can choose to add to your policy such as breeding risks cover and cover if your cat is lost or strays. We believe you should be able to tailor your policy to your needs, so you don’t pay for benefits you don’t need.

For a summary of what is covered, you can read the Insurance Product Information Document for the Agria Lifetime Plus £12,500 cover product, Agria Lifetime £6,500 cover product and Agria Lifetime Lite £3,000 cover product.

Read Full Terms & Conditions

Included cover options

Agria Lifetime Plus

Agria Lifetime

Agria Lifetime Lite

Vet’s fees – this is the amount we will pay towards veterinary fees each year. When you renew your policy the full benefit you have chosen is reinstated

£12,500

£6,500

£3,000

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Help towards finding your lost or stolen cat including the cost of advertising and offering a reward

£1,500

£1,000

£1,000

Travel expenses and accommodation

If your vet refers your cat to another vet for treatment the policy will pay out for travel and accommodation expenses

£300

£300

£300

£25 voucher towards your cat’s annual healthcheck or vaccination

We’ll send you a £25 voucher, each and every year, to help with the cost of veterinary healthchecks and vaccinations

Yes

No

No

Free access to The Pet Health Helpline

Telephone advice line (03333 32 19 47) staffed by veterinary nurses if you have any concerns over your pet’s health. Available 24 hours a day throughout the year.

Yes

Yes

Yes

Free access to the Agria Vet Guide app

The Agria Vet Guide app; gives you free 24/7 access to expert advice via video call with a vet.

 Yes  Yes  Yes

Free Pet24 Tag

Free access to the Pet24 recovery service – the fastest way to be reunited with your cat if it is lost or strays. This added extra is free for 12 months with your new pet insurance.

Yes

Yes

Yes

Optional extras you can choose

 

 

 

Death or loss from theft or straying

We will refund your pet’s purchase price if they are lost or stolen and not recovered within 45 days.

Note: you will not be covered for any amount if your cat is lost, stolen or strays within 10 days of the policy start date.

£2,500

£1,500

£1,500

Boarding fees and holiday cancellation costs

Holiday cancellation and/or boarding fees / daily minding fees.

£2,000

£1,000

£1,000

Breeding risks cover

Fertility examination and associated treatment, complications from gestation and birth including caesarean section, includes kittens up to 20 weeks old.

Death as a result of complications of pregnancy or birth, only if you also choose to add the optional death benefit to your policy.

Note: You will not be covered for any amount if your cat is under the age of 1 year at the time of kittening or within the first 12 weeks of this policy section. Breeding risks cover will only cover up to and including 4 pregnancies.

£1,000

 

£2,500

 

£1,000

 

£1,500

 

£1,000

 

£1,500

 

Overseas travel

The cover can be extended to cover your cat while temporarily abroad in a PETS travel scheme country.

Cover includes:

  • Emergency expenses
  • Money towards a replacement pet passport
  • Quarantine cattery costs

 

 

 

 

£500
£250
£2,000

 

 

 

 

£500
£250
£2,000

 

 

 

 

£500
£250
£2,000